After the Christmas spend-up it’s now no time be a spendthrift, it’s time to cut back. Hard.

Turn Of The Card.

Hammering the Master Card?
Spending with reckless disregard?
Maxed out the American Express?
Left cents and penniless?

Dangerously low on cash?
Facing your financial crash?
Monetarily strapped and depressed
By sky-high monthly interest?

Remember the good old days
Before receiving your Barclays?
Wanna be freed of debt,
Unburdened by deep regret?

Don't have cash in hand?
Indebted by over a grand
but still enticed by what's in store?
It's all too tempting to ignore.

Deep in the shi in hock?
Fearful of the postman's knock?
Gentle reminders stacking up?
Red lettered demands backing up?

Striving for a happy ending,
To cease this senseless spending?
Over that credit card you've just signed
Instantly returned, discredited, declined?

Here's what I've hard learned;
Don't spend what ain't earned,
Before those bankers block it
Take that card out of pocket.

Time to lift the curse
From wallet or purse,
No more living on the edge,
Time to stop the haemorrhage.

Withdraw that piece of plastic,
We're gonna do something drastic,
No more will you nonchalantly swipe it,
You owe a debt to yourself to wipe it.

Here's my last card tip-
This card must get the snip,
Grab scissors or pinking shears...
This is gonna end in tears...

Time to grab a pair,
It's time to end this affair,
When you're behind the eight ball
It's the unkindest cut of all.

Cut your bastard Master Card in two,
It's the only creditable thing to do,
Ain't no financial gain without pain;
Now, never play them cards again.

(Started off as a few throw-away lines of comment. But I just can’t leave bad enough alone. As my credit card statement shows.)

©Obbverse